Being a first-time home buyer can be both exciting and stressful – but it also tends to be very expensive, especially if you don’t have any pre-existing assets to help you get a mortgage. After all, most first-time home buyers in Canada don’t have proceeds from the sale of a property to fund their first purchase! Fortunately, the Canadian government offers a number of first-time home buyer incentives and programs to ease the financial burden of breaking into the housing market.